Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Fairmont area and throughout the state of West Virginia.
At Smith Carpenter Agency, we can design a specialized package according to your property, liability, and casualty needs.
We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.
Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out one of our free online quote forms.
Commercial Package policy vs. Business Owners Policy (BOP)
Think of a Commercial Package Policy as a stereo system where you buy each component individually. So you would buy the receiver, speakers, remote, and every other part and accessory separate from each other.
In contrast, a BOP policy is much like a stereo-in-a-box. All of the pieces you need come pre-packaged.
Business Insurance Products in Fairmont
Business Owners Packages (BOP)
Business Personal Property
Business Umbrella Policies
Errors and Omissions
Property Managers & Owners
Commercial Building Property
Store & Lock Centers
EPLI – Employment Practices Liability Insurance
Professional Liability Insurance
Directors & Officers
Service & Repair Insurance
General Repair Shops
Auto Body Shops
How to get started with your Business Insurance Comparison
No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.